Buying a house for the first time can be overwhelming, challenging and time-consuming. Starting the process with a Pre-Approval can you help you be one step ahead when you find a home you are interested in.
A Pre-Approval allows you to focus in on what you need to do to be ready to buy a home before you start looking at houses. The Pre-Approval process can be done online, in-person or via a phone call. You will be asked to provide information on the following items:
- Income/ Employment
- Assets/ Debts
- Residency information
- Consent for credit check
Your choice lender will run a credit check to see what type of loan programs you may qualify for.
Are you unsure about what your credit looks like? Don’t let that scare you away. Allow a lender to take a look at your credit and provide guidance on next steps if your credit needs a little help.
Through the Pre-Approval process, you will have a good idea of your price range of homes to check out that will fall within your budget.
Interested in learning more about the home buying process?
Join a virtual First Time Homebuyers class with Connect Real Estate Group and The Habib Sadaka Team.
When: Starting February 1
Join our Facebook group for a week full of great information from local sources! It’s simple – just request to join the Facebook group!
Senior Loan Officer
Phone: (507) 380 – 0780